{"id":2666,"date":"2026-07-09T14:44:53","date_gmt":"2026-07-09T14:44:53","guid":{"rendered":"https:\/\/gastronomigundemi.com\/index.php\/2026\/07\/09\/bes-havuzlari-yilin-ilk-yarisinda-24-trilyon-lira-birikime-ulasti\/"},"modified":"2026-07-09T14:44:53","modified_gmt":"2026-07-09T14:44:53","slug":"bes-havuzlari-yilin-ilk-yarisinda-24-trilyon-lira-birikime-ulasti","status":"publish","type":"post","link":"https:\/\/gastronomigundemi.com\/index.php\/2026\/07\/09\/bes-havuzlari-yilin-ilk-yarisinda-24-trilyon-lira-birikime-ulasti\/","title":{"rendered":"BES Havuzlar\u0131 Y\u0131l\u0131n \u0130lk Yar\u0131s\u0131nda 2,4 Trilyon Lira Birikime Ula\u015ft\u0131"},"content":{"rendered":"<p>Bireysel Emeklilik Sistemi (BES), T\u00fcrkiye&#8217;de uzun vadeli tasarruf al\u0131\u015fkanl\u0131\u011f\u0131n\u0131 te\u015fvik ederek ekonomiye katk\u0131da bulunmaya devam ediyor. BES ve Otomatik Kat\u0131l\u0131m Sistemi (OKS) kapsam\u0131ndaki devlet katk\u0131lar\u0131yla kat\u0131l\u0131mc\u0131 fon b\u00fcy\u00fckl\u00fc\u011f\u00fc, 2 trilyon 401 milyar 481,7 milyon liraya ula\u015f\u0131rken, toplam kat\u0131l\u0131mc\u0131 say\u0131s\u0131 18 milyon 52 bin 474 oldu.<\/p>\n<p>BES, 27 Ekim 2003 tarihinde faaliyete ge\u00e7erek 23. y\u0131l\u0131n\u0131 doldurmaya haz\u0131rlan\u0131yor. Bu sistem, bireylerin emeklilik d\u00f6nemlerinde ya\u015fam standartlar\u0131n\u0131 korumay\u0131 hedefliyor. Emeklilik G\u00f6zetim Merkezi&#8217;nin (EGM) verilerine g\u00f6re, y\u0131l\u0131n ilk yar\u0131s\u0131nda BES&#8217;teki kat\u0131l\u0131mc\u0131 say\u0131s\u0131 10 milyon 304 bin 546 olarak kaydedildi. Bu d\u00f6nemde kat\u0131l\u0131mc\u0131lar\u0131n fon tutar\u0131 ile devlet katk\u0131s\u0131 toplam\u0131 2 trilyon 248 milyar 252,7 milyon liraya ula\u015ft\u0131.<\/p>\n<p>BES&#8217;ten emekli olan ki\u015fi say\u0131s\u0131 ise 487 bin 118&#8217;e \u00e7\u0131kt\u0131. OKS&#8217;de ise \u00e7al\u0131\u015fan fon tutar\u0131 ve devlet katk\u0131s\u0131 toplam\u0131, y\u0131l\u0131n ilk alt ay\u0131nda 153 milyar 229 milyon liraya eri\u015fti. OKS&#8217;deki kat\u0131l\u0131mc\u0131 say\u0131s\u0131 7 milyon 747 bin 928 oldu. B\u00f6ylece, BES ve OKS&#8217;de toplam fon b\u00fcy\u00fckl\u00fc\u011f\u00fc 2 trilyon 401 milyar 481,7 milyon lira olarak kaydedildi.<\/p>\n<p>Y\u0131l\u0131n ilk yar\u0131s\u0131nda havuza 116 bin yeni kat\u0131l\u0131mc\u0131 dahil oldu. 2025 y\u0131l\u0131 itibar\u0131yla BES ve OKS&#8217;deki kat\u0131l\u0131mc\u0131 say\u0131s\u0131 17 milyon 935 bin 495 olarak ger\u00e7ekle\u015fmi\u015fti. Kat\u0131l\u0131mc\u0131lar\u0131n fon tutarlar\u0131nda, devlet katk\u0131lar\u0131n\u0131n da dahil oldu\u011fu toplamda 238 milyar 317 milyon liral\u0131k ve y\u00fczde 11\u2019lik bir art\u0131\u015f g\u00f6zlemlendi.<\/p>\n<p>Ayr\u0131ca, \u00e7ocuklar i\u00e7in olu\u015fturulan BES kumbaras\u0131nda 1,7 milyondan fazla \u00e7ocuk, 100 milyar liran\u0131n \u00fczerinde birikim yapt\u0131. 2021 Haziran ay\u0131nda uygulamaya konulan sistem, 18 ya\u015f alt\u0131ndaki \u00e7ocuklar\u0131n g\u00f6n\u00fcll\u00fc olarak kat\u0131l\u0131m\u0131n\u0131 te\u015fvik ediyor. \u0130lk yar\u0131 itibar\u0131yla 18 ya\u015f alt\u0131 kat\u0131l\u0131mc\u0131lar\u0131n fon b\u00fcy\u00fckl\u00fc\u011f\u00fc 100 milyar 713,9 milyon lira oldu. Bu tutar\u0131n 80 milyar 611,5 milyon liras\u0131 kat\u0131l\u0131mc\u0131 birikimlerinden, 20 milyar 102,4 milyon liras\u0131 ise devlet katk\u0131lar\u0131ndan olu\u015ftu.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bireysel Emeklilik Sistemi (BES) ve Otomatik Kat\u0131l\u0131m Sistemi (OKS) kat\u0131l\u0131mc\u0131lar\u0131n\u0131n toplam birikimi 2,4 trilyon liraya ula\u015f\u0131rken, kat\u0131l\u0131mc\u0131 say\u0131s\u0131 18 milyonun \u00fczerine \u00e7\u0131kt\u0131. Emeklilik G\u00f6zetim Merkezi verilerine g\u00f6re, BES&#8217;ten emekli olanlar\u0131n say\u0131s\u0131 487 bin 118&#8217;e y\u00fckseldi.<\/p>\n","protected":false},"author":1,"featured_media":2667,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"manset":[],"class_list":["post-2666","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finans"],"_links":{"self":[{"href":"https:\/\/gastronomigundemi.com\/index.php\/wp-json\/wp\/v2\/posts\/2666","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/gastronomigundemi.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/gastronomigundemi.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/gastronomigundemi.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/gastronomigundemi.com\/index.php\/wp-json\/wp\/v2\/comments?post=2666"}],"version-history":[{"count":0,"href":"https:\/\/gastronomigundemi.com\/index.php\/wp-json\/wp\/v2\/posts\/2666\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/gastronomigundemi.com\/index.php\/wp-json\/wp\/v2\/media\/2667"}],"wp:attachment":[{"href":"https:\/\/gastronomigundemi.com\/index.php\/wp-json\/wp\/v2\/media?parent=2666"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/gastronomigundemi.com\/index.php\/wp-json\/wp\/v2\/categories?post=2666"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/gastronomigundemi.com\/index.php\/wp-json\/wp\/v2\/tags?post=2666"},{"taxonomy":"manset","embeddable":true,"href":"https:\/\/gastronomigundemi.com\/index.php\/wp-json\/wp\/v2\/manset?post=2666"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}