Kredi kart\u0131 limitlerine ili\u015fkin yeni d\u00fczenlemenin ertelendi\u011fi bildirildi. Bankac\u0131l\u0131k \u00e7evreleri, mevcut uygulaman\u0131n devam edece\u011fini ve var olan limitlerin ge\u00e7erli kalaca\u011f\u0131n\u0131 ifade etti.<\/p>\n
Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (BDDK), daha \u00f6nce 30 Ocak 2026 tarihinde kredi kart\u0131 bor\u00e7lar\u0131n\u0131n yap\u0131land\u0131r\u0131lmas\u0131 ve limitlerin yeniden belirlenmesine y\u00f6nelik kararlar a\u00e7\u0131klam\u0131\u015ft\u0131. Ancak, bankac\u0131l\u0131k sekt\u00f6r\u00fcnden gelen bilgilere g\u00f6re, bu d\u00fczenleme \u015fu anda ask\u0131ya al\u0131nm\u0131\u015f durumda.<\/p>\n
BDDK’n\u0131n \u00f6nceki karar\u0131na g\u00f6re, bireysel kredi kart\u0131 bor\u00e7lar\u0131 k\u0131smen ya da tamamen \u00f6denmedi\u011fi takdirde azami 48 ay vadeyle yeniden yap\u0131land\u0131r\u0131lacakt\u0131. Ayr\u0131ca, t\u00fcketicilerin t\u00fcm bankalardaki kredi kart\u0131 limitleri, 400 bin TL’yi a\u015fan k\u0131s\u0131mlarda y\u00fczde 50 ile 80 aras\u0131nda de\u011fi\u015fen oranlarda azalt\u0131lacakt\u0131. Bankalar, bu d\u00fczenleme \u00e7er\u00e7evesinde kredi kart\u0131 limitlerini t\u00fcketicinin gelirine g\u00f6re 1 Ocak 2027’ye kadar uyumlu hale getirmeyi planl\u0131yordu.<\/p>\n
Ancak, BDDK’n\u0131n bankalara tan\u0131d\u0131\u011f\u0131 3 ayl\u0131k haz\u0131rl\u0131k s\u00fcresinin sona ermesine k\u0131sa bir zaman kala, uygulaman\u0131n ask\u0131ya al\u0131nd\u0131\u011f\u0131 bilgisi geldi. Bankac\u0131l\u0131k \u00e7evreleri, BDDK’ya konuyla ilgili d\u00f6n\u00fc\u015flerin devam etti\u011fini belirtti.<\/p>\n
Ask\u0131ya al\u0131nan uygulama, kredi kart\u0131 limitlerinde herhangi bir de\u011fi\u015fiklik yap\u0131lmayaca\u011f\u0131 anlam\u0131na geliyor. 16 \u015eubat’ta y\u00fcr\u00fcrl\u00fc\u011fe girmesi gereken d\u00fczenleme art\u0131k hayata ge\u00e7irilmeyecek ve bankalar mevcut limit uygulamalar\u0131n\u0131 s\u00fcrd\u00fcrmeye devam edecek.<\/p>\n","protected":false},"excerpt":{"rendered":"
Kredi kartlar\u0131na y\u00f6nelik yeni limit uygulamas\u0131 ertelendi. Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu, ge\u00e7erli limitlerin s\u00fcrece\u011fini a\u00e7\u0131klad\u0131.<\/p>\n","protected":false},"author":1,"featured_media":1640,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"manset":[],"class_list":["post-1639","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi"],"_links":{"self":[{"href":"https:\/\/gastronomigundemi.com\/index.php\/wp-json\/wp\/v2\/posts\/1639","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/gastronomigundemi.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/gastronomigundemi.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/gastronomigundemi.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/gastronomigundemi.com\/index.php\/wp-json\/wp\/v2\/comments?post=1639"}],"version-history":[{"count":0,"href":"https:\/\/gastronomigundemi.com\/index.php\/wp-json\/wp\/v2\/posts\/1639\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/gastronomigundemi.com\/index.php\/wp-json\/wp\/v2\/media\/1640"}],"wp:attachment":[{"href":"https:\/\/gastronomigundemi.com\/index.php\/wp-json\/wp\/v2\/media?parent=1639"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/gastronomigundemi.com\/index.php\/wp-json\/wp\/v2\/categories?post=1639"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/gastronomigundemi.com\/index.php\/wp-json\/wp\/v2\/tags?post=1639"},{"taxonomy":"manset","embeddable":true,"href":"https:\/\/gastronomigundemi.com\/index.php\/wp-json\/wp\/v2\/manset?post=1639"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}