{"id":1533,"date":"2026-04-29T14:47:07","date_gmt":"2026-04-29T14:47:07","guid":{"rendered":"https:\/\/gastronomigundemi.com\/index.php\/2026\/04\/29\/kamu-bankalarinda-kredi-kullanimina-yeni-sinirlamalar-getirildi\/"},"modified":"2026-04-29T14:47:07","modified_gmt":"2026-04-29T14:47:07","slug":"kamu-bankalarinda-kredi-kullanimina-yeni-sinirlamalar-getirildi","status":"publish","type":"post","link":"https:\/\/gastronomigundemi.com\/index.php\/2026\/04\/29\/kamu-bankalarinda-kredi-kullanimina-yeni-sinirlamalar-getirildi\/","title":{"rendered":"Kamu Bankalar\u0131nda Kredi Kullan\u0131m\u0131na Yeni S\u0131n\u0131rlamalar Getirildi"},"content":{"rendered":"<p>Kamu bankalar\u0131nda, y\u00f6netim kurulu \u00fcyelerinin yak\u0131nlar\u0131n\u0131n kredi kullan\u0131m\u0131 ile ilgili d\u00fczenlemeler geni\u015fletilerek ikinci derece akrabalar\u0131 da kapsayacak \u015fekilde g\u00fcncellendi. Bu de\u011fi\u015fiklik, Ziraat Bankas\u0131, Halkbank ve Vak\u0131fBank\u2019\u0131n 9 Nisan\u2019da \u0130stanbul\u2019da yap\u0131lan ola\u011fan genel kurullar\u0131nda duyuruldu.<\/p>\n<p>Bankac\u0131l\u0131k Kanunu (5411 say\u0131l\u0131) \u00e7er\u00e7evesinde, banka y\u00f6netim kurulu \u00fcyeleri ile e\u015fleri ve velayetleri alt\u0131ndaki \u00e7ocuklar\u0131 i\u00e7in belirli kredi ve kredi kart\u0131 kullan\u0131m\u0131 s\u0131n\u0131rlamalar\u0131 mevcut. Bu kurallar gere\u011fi, s\u00f6z konusu ki\u015filer y\u00f6netim kurulu \u00fcyelerinin ayl\u0131k net \u00fccretinin be\u015f kat\u0131n\u0131 ge\u00e7meyecek \u015fekilde kredi alabiliyor. Ayr\u0131ca, ayl\u0131k net \u00fccretin \u00fc\u00e7 kat\u0131n\u0131 a\u015fmamak kayd\u0131yla \u00e7ek karnesi ve kredi kart\u0131 kullanabiliyorlar.<\/p>\n<p>Yeni d\u00fczenleme ile birlikte, y\u00f6netim kurulu \u00fcyelerinin anne, baba, karde\u015f gibi ikinci derece akrabalar\u0131 da bu s\u0131n\u0131rlamalar dahilinde kredi, \u00e7ek karnesi ve kredi kart\u0131 kullanma hakk\u0131na sahip olacak. Ancak, bu ki\u015filerin belirtilen limitlerin \u00fczerinde kredi kullanmalar\u0131 m\u00fcmk\u00fcn olmayacak.<\/p>\n<p>Hazine ve Maliye Bakanl\u0131\u011f\u0131 taraf\u0131ndan s\u00fcbvanse edilen Hazine faiz destekli krediler, bu de\u011fi\u015fikli\u011fin kapsam\u0131na al\u0131nmad\u0131. Bu krediler, tar\u0131msal \u00fcreticilere Ziraat Bankas\u0131 ve Tar\u0131m Kredi Kooperatifleri arac\u0131l\u0131\u011f\u0131yla, esnaf ve sanatkarlara ise Halkbank taraf\u0131ndan sunuluyor. Bu durum, ki\u015filerin bu kredilere eri\u015fiminin k\u0131s\u0131tlanmamas\u0131 amac\u0131yla dikkate al\u0131nd\u0131.<\/p>\n<p>Yap\u0131lan de\u011fi\u015fiklik, Hazine ve Maliye Bakanl\u0131\u011f\u0131\u2019n\u0131n kurumsal y\u00f6netim ilkelerini daha ileri bir seviyeye ta\u015f\u0131mak i\u00e7in att\u0131\u011f\u0131 bir ad\u0131m olarak de\u011ferlendiriliyor. Bu ilkeler aras\u0131nda hesap verebilirlik, sorumluluk ve \u015feffafl\u0131k yer al\u0131yor.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Kamu bankalar\u0131nda y\u00f6netim kurulu \u00fcyelerinin yak\u0131nlar\u0131 i\u00e7in kredi kullan\u0131m\u0131na dair s\u0131n\u0131rlamalar geni\u015fletildi. Art\u0131k ikinci derece akrabalar da bu s\u0131n\u0131rlamalara dahil oldu.<\/p>\n","protected":false},"author":1,"featured_media":1534,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"manset":[],"class_list":["post-1533","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi"],"_links":{"self":[{"href":"https:\/\/gastronomigundemi.com\/index.php\/wp-json\/wp\/v2\/posts\/1533","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/gastronomigundemi.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/gastronomigundemi.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/gastronomigundemi.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/gastronomigundemi.com\/index.php\/wp-json\/wp\/v2\/comments?post=1533"}],"version-history":[{"count":0,"href":"https:\/\/gastronomigundemi.com\/index.php\/wp-json\/wp\/v2\/posts\/1533\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/gastronomigundemi.com\/index.php\/wp-json\/wp\/v2\/media\/1534"}],"wp:attachment":[{"href":"https:\/\/gastronomigundemi.com\/index.php\/wp-json\/wp\/v2\/media?parent=1533"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/gastronomigundemi.com\/index.php\/wp-json\/wp\/v2\/categories?post=1533"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/gastronomigundemi.com\/index.php\/wp-json\/wp\/v2\/tags?post=1533"},{"taxonomy":"manset","embeddable":true,"href":"https:\/\/gastronomigundemi.com\/index.php\/wp-json\/wp\/v2\/manset?post=1533"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}