\u00c7evre, \u015eehircilik ve \u0130klim De\u011fi\u015fikli\u011fi Bakan\u0131 Murat Kurum, sosyal medya \u00fczerinden \u0130stanbul\u2019a y\u00f6nelik haz\u0131rlanan 3 milyon TL tutar\u0131ndaki kentsel d\u00f6n\u00fc\u015f\u00fcm kredi paketinin ayr\u0131nt\u0131lar\u0131n\u0131 payla\u015ft\u0131. Bu destek paketinde, ilk y\u0131l \u00f6demesiz, 180 ay vade ve 0,69 faiz oran\u0131 sunuluyor.<\/p>\n
Krediden yararlanmak isteyenlerin, a\u00e7\u0131k icra, takip ya da haciz kayd\u0131n\u0131n bulunmamas\u0131 gerekti\u011fi belirtildi. Ayr\u0131ca, kredi taksitlerinin, belgelenmi\u015f hane gelirinin y\u00fczde 70\u2019ini ge\u00e7memesi gerekiyor. Bu \u015fartlar, finansal s\u00fcrd\u00fcr\u00fclebilirli\u011fi sa\u011flamak amac\u0131yla belirlendi.<\/p>\n
Kredi paketinde, farkl\u0131 gruplara \u00f6zel faiz indirimleri de mevcut. T\u00fcrkiye s\u0131n\u0131rlar\u0131 i\u00e7inde yaln\u0131zca riskli yap\u0131s\u0131 bulunmayan hak sahipleri birinci kategori olarak de\u011ferlendiriliyor. Orta ve d\u00fc\u015f\u00fck gelir grubundaki bireyler ikinci kategoriye girerken, \u015fehit aileleri, gaziler, emekliler ve engelli bireyler \u00fc\u00e7\u00fcnc\u00fc kategori i\u00e7erisinde yer al\u0131yor. Enerji verimlili\u011fi y\u00fcksek binalar i\u00e7in de ayr\u0131 bir te\u015fvik sa\u011flan\u0131yor. Birden fazla kategoriye giren vatanda\u015flar, y\u0131ll\u0131k y\u00fczde 1,25\u2019e kadar faiz indiriminden faydalanabiliyor.<\/p>\n
Ba\u015fvuru s\u00fcreci ise \u00fc\u00e7 a\u015famadan olu\u015fuyor. \u0130lk olarak, hak sahipleri Bakanl\u0131\u011f\u0131n sistemine kay\u0131tl\u0131 lisansl\u0131 m\u00fcteahhitlerle s\u00f6zle\u015fme yap\u0131yor. M\u00fcteahhit, e-Devlet \u00fczerinden proje bilgilerini sisteme y\u00fckleyerek ba\u015fvuruyu tamaml\u0131yor. Son a\u015famada ise vatanda\u015flar e-Devlet \u00fczerinden \u00f6n ba\u015fvurular\u0131n\u0131 yapt\u0131ktan sonra gerekli belgelerle birlikte bankaya giderek i\u015flemlerini tamaml\u0131yor.<\/p>\n
Yeni kredi paketi ile \u0130stanbul\u2019daki riskli yap\u0131lar\u0131n d\u00f6n\u00fc\u015f\u00fcm s\u00fcrecinin h\u0131zland\u0131r\u0131lmas\u0131 hedefleniyor. Bakanl\u0131k, hem finansman deste\u011fi hem de faiz avantajlar\u0131yla d\u00f6n\u00fc\u015f\u00fcm s\u00fcrecine vatanda\u015flar\u0131n daha kolay kat\u0131l\u0131m\u0131n\u0131 sa\u011flamay\u0131 ama\u00e7l\u0131yor.<\/p>\n","protected":false},"excerpt":{"rendered":"
\u00c7evre, \u015eehircilik ve \u0130klim De\u011fi\u015fikli\u011fi Bakan\u0131 Murat Kurum, \u0130stanbul’da sunulacak 3 milyon TL’lik kentsel d\u00f6n\u00fc\u015f\u00fcm kredi paketinin detaylar\u0131n\u0131 a\u00e7\u0131klad\u0131. Ba\u015fvuru \u015fartlar\u0131 ve s\u00fcre\u00e7leri netle\u015fti.<\/p>\n","protected":false},"author":1,"featured_media":1388,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"manset":[],"class_list":["post-1387","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi"],"_links":{"self":[{"href":"https:\/\/gastronomigundemi.com\/index.php\/wp-json\/wp\/v2\/posts\/1387","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/gastronomigundemi.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/gastronomigundemi.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/gastronomigundemi.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/gastronomigundemi.com\/index.php\/wp-json\/wp\/v2\/comments?post=1387"}],"version-history":[{"count":0,"href":"https:\/\/gastronomigundemi.com\/index.php\/wp-json\/wp\/v2\/posts\/1387\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/gastronomigundemi.com\/index.php\/wp-json\/wp\/v2\/media\/1388"}],"wp:attachment":[{"href":"https:\/\/gastronomigundemi.com\/index.php\/wp-json\/wp\/v2\/media?parent=1387"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/gastronomigundemi.com\/index.php\/wp-json\/wp\/v2\/categories?post=1387"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/gastronomigundemi.com\/index.php\/wp-json\/wp\/v2\/tags?post=1387"},{"taxonomy":"manset","embeddable":true,"href":"https:\/\/gastronomigundemi.com\/index.php\/wp-json\/wp\/v2\/manset?post=1387"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}